Terms & Conditions

Last updated: January 10, 2025

1. Acceptance of Terms

By accessing and using UnCash's virtual card services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our services. UnCash is a financial technology company that provides virtual card services through licensed partners in their respective jurisdictions.

2. Description of Services

UnCash provides the following services:

  • Virtual card issuance and management
  • Cryptocurrency funding (Bitcoin, Ethereum, USDT, Monero)
  • Real-time transaction monitoring and controls
  • Integration with e-commerce platforms and payment processors
  • Customer support and account management

Important: UnCash is not a bank, exchange, or asset custodian. Virtual cards are issued by our licensed partners.

3. Eligibility

To use our services, you must:

  • Be at least 18 years old
  • Have the legal capacity to enter into agreements
  • Not be located in a jurisdiction where our services are prohibited
  • Comply with all applicable laws and regulations
  • Provide accurate and complete information

4. Account Registration and Security

Account Creation

You must create an account to use our services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Security

You must immediately notify us of any unauthorized use of your account or any security breach. We offer two-factor authentication and recommend its use for enhanced security.

5. Cryptocurrency Funding

Accepted Cryptocurrencies

We accept Bitcoin (BTC), Ethereum (ETH), USDT, and Monero (XMR) for funding your virtual cards. Cryptocurrency transactions are irreversible.

Exchange Rates and Fees

Exchange rates are determined at the time of transaction and may include fees. You are responsible for any network fees associated with cryptocurrency transactions.

Source of Funds

You warrant that all cryptocurrency funds are legally obtained and that you have the right to use them. We reserve the right to refuse transactions from suspicious sources.

6. Virtual Card Terms

Card Issuance

Virtual cards are issued instantly upon successful funding. Cards are valid for online transactions and may have spending limits.

Permitted Uses

Cards may be used for legitimate online purchases, bill payments, and other lawful transactions. Prohibited uses include illegal activities, adult content, gambling, and money laundering.

Card Limits

We may impose daily, monthly, and per-transaction limits on your cards. These limits may be adjusted based on your account history and risk assessment.

7. Fees and Charges

We may charge fees for our services, including:

  • Card issuance fees
  • Transaction fees
  • Currency conversion fees
  • Inactive account fees
  • Premium service fees

All fees will be clearly disclosed before you incur them. We reserve the right to modify fees with reasonable notice.

8. Prohibited Activities

You may not use our services for:

  • Illegal activities or violation of laws
  • Money laundering or terrorist financing
  • Fraud, identity theft, or deceptive practices
  • Purchasing prohibited goods or services
  • Circumventing security measures
  • Interfering with our systems or other users
  • Violating intellectual property rights

9. Account Suspension and Termination

We may suspend or terminate your account at any time for violation of these Terms, suspicious activity, or legal requirements. Upon termination, your access to services will cease, and any remaining funds may be returned subject to applicable laws and our policies.

10. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

11. Disclaimers

Service Availability

Our services are provided "as is" without warranties. We do not guarantee continuous, uninterrupted, or secure access to our services.

Investment Advice

We do not provide investment, legal, or tax advice. Cryptocurrency investments carry significant risks, and you should consult with professionals before making financial decisions.

Third-Party Services

We are not responsible for the availability, content, or practices of third-party services that you may access through our platform.

12. Limitation of Liability

To the maximum extent permitted by law, UnCash shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount of fees paid by you in the 12 months preceding the claim.

13. Indemnification

You agree to indemnify and hold harmless UnCash and its affiliates from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

14. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration, except where prohibited by law.

15. Changes to Terms

We may modify these Terms at any time by posting the updated Terms on our website. Your continued use of our services after any changes constitutes acceptance of the modified Terms.

16. Contact Information

If you have any questions about these Terms, please contact us at: